Here’s when you can get full Social Security benefits


Social Security supports tens of millions of Americans with benefits that they need to make ends meet in retirement. With benefits that are calculated based on your earning history, the program is intended to replace a modest portion of your work income after the end of your career.

One key aspect of how much you get from Social Security is when you start receiving benefits. Most people can claim Social Security retirement benefits as early as age 62, but you’ll receive more in your monthly payments if you wait until your full retirement age.

For decades, the full retirement age was 65, and that’s still the age that most Americans think of as being typical to stop working. Yet as you can see below, the full retirement age for those entering retirement hasn’t been 65 for a long time, and it’s in the process of going up right now.

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